Does the federal Genetic Information Nondiscrimination Act (GINA) of 2008 prohibit life, disability, or long-term care payers from setting premiums based on an individual’s genetic testing results?[Scroll to bottom for answer]
No. Although GINA provides significant protections against health insurance and employment discrimination, it does not apply to life, disability, and long-term care insurance. Some states offer additional protections.
State statutes: https://www.genome.gov/27552194